What our clients are saying

“ABP Capital is fast, easy to work with, but most importantly they look at properties in a unique way. They provide the same, or often better, rates than other private investors, but they bring value to the table with their real estate and construction background. I love working with ABP Capital because they are not only good people, they get things done.”

Greg Goertzen, Goertzen Homes

What our clients are saying

“ABP Capital is the real deal. Mike and his team are a sophisticated operation and can calculate the value of a deal quickly and with certainty. Partnering with ABP means I can do any size deal, and even if a bank could fund a loan, many of my clients have told me they will never sign a personal guarantee again.”

Jim Lackey, Lackey Associates

What our clients are saying

“I knew ABP Capital was a great company when Mike gave me advice on a property that he had no investment in that earned me $1,000,000. Since that advice, I’ve done many deals with ABP and each time their solid team of underwriters and accountants has produced excellent results.”

Michael Kelly,  Kelly Capital

What our clients are saying

“ABP Capital truly understands the immense diversity of projects and can quickly understand the value of a deal. Their ability to move at lightning-speed makes them my preferred lender for complex deals.”

Gary Goss,  Cushman & Wakefield

Company Overview

ABP Capital and its affiliates are industry-leading companies specializing in real estate, banking, private equity, and lending. A specialist in complex deals, ABP’s unique capital structure enables flexibility, certainty and efficiency for myriad investments spanning $5 million to $100 million. The team unites unrivaled experience across all sectors of real estate, keen problem-solving skills, and an entrepreneurial mindset that delivers capital expertise and creative solutions to every transaction.

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ABP Capital is a privately capitalized, direct lender that originates bridge and construction loans for properties ranging from $5 million to $100 million. An industry leader in its space, ABP combines in-house expertise in origination, legal, construction, operations, and asset management to provide a fully-integrated solution for its clients. With the understanding that no two deals are the same, ABP custom-designs loans that facilitate execution of a property’s business plan – and with speed. For situations or assets that may not fit traditional financing parameters, ABP offers a middle-market solution to help maximize a project’s forward momentum.

Eligible Property Types

  • Residential (For Rent & Sale)
  • Industrial
  • Office
  • Mixed Use
  • Hospitality
  • Retail
  • Land

Bridge Loan Program

  • Markets
    Top 25 MSAs Nationwide. Large mountain-west and south eastern US focus. Limited focus on markets north of Tennessee
  • Loan Size
    $10M to $100M
  • Leverage
    65% LTV and up to 75% LTC
  • Security
    First Trust Deed
  • Loan Term
    6-36 months
  • Extensions
    6 and 12-month options available at market rates and fees
  • Interest Rate
    Competitive SOFR-based pricing
  • Amortization
    Interest-only
  • Debt Coverage
    Flexible DSCR. Shortfall or negative cash flow covered by interest reserve
  • Recourse
    Non-recourse with standard carve-outs
  • Follow-on Funding
    Standard holdbacks for TI/LC and Operating Reserves
  • Construction & Cap Ex
    Funded as necessary by in-house asset management team
  • Underwriting Fees
    Standard deposit to cover applicable third-party reports and other customary deal costs
  • Loan Fees
    Starting at 1%
  • Prepayment
    Flexible prepayment structure

Eligible Property Types

  • Residential (For Rent & Sale)
  • Industrial
  • Office
  • Retail
  • Mixed-Use
  • Limited: Hospitality

Construction Loan Program

  • Markets
    Top 25 MSAs Nationwide
  • Loan Size
    $5MM to $50MM in CA; $10MM to $50MM outside of CA
  • Leverage
    65-75% LTC. Higher leverage considered on deal by deal basis. 65% LTV
  • Security
    First Trust Deed
  • Loan Term
    6-36 months
  • Extensions
    6 and 12-month options available at market rates and fees
  • Interest Rate
    Competitive CME Term SOFR-based pricing
  • Amortization
    Interest-only
  • Recourse
    Non-recourse with completion guaranty and non-recourse standard carve outs.
  • Construction Draws
    Draws funded and managed by in house asset management and construction teams
  • Loan Fees
    Starting at 1%
  • Prepayment
    Flexible prepayment structure

Eligible Property Types

  • Apartment & Condominium
  • Industrial
  • Office
  • Retail
  • Hospitality
  • Land
  • Mixed Use
  • N.O.O. SFR

Small Balance Loan Program

  • Markets
    Major West Coast Markets
  • Timing
    Close as quick as 10 days
  • Loan Size
    $1M to $15M
  • Leverage
    Up to 70% LTC
  • Security
    First Trust Deeds
  • Loan Term
    6 to 24 month initial term
  • Extensions
    6 and 12 month options at market rates available
  • Interest Rate
    Competitive CME Term SOFR-based pricing
  • Amortization
    Interest-only
  • Debt Coverage
    No minimum DSCR
  • Yield Maintenance
    Flexible prepayment terms
  • Recourse
    Both non-recourse and recourse programs available
  • Future Funding
    Standard holdbacks for TI/LC and Operating Reserves
  • Construction & Cap Ex
    Holdbacks for future improvements funded in timely manner by in-house construction, servicing, and asset mgmt. teams
  • Deposit
    Standard deposit to cover standard third-party reports and fees
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Real Estate

ABP Capital and its affiliates are a fully-integrated real estate platform that acquires under-priced or underutilized assets and implements a business plan designed to unlock value. Given its extensive knowledge of capital markets, construction, as well as supply and demand drivers, ABP can quickly located assets in areas with high growth potential and act quickly to begin the value generation process. With a focus on ownership and development of for-sale and for-rent residential, ABP’s areas of expertise also span a number of other commercial and hospitality uses.
Troubadour Golf and Field Club
ARRINGTON, TN

A joint venutre with Discovery Land Company, Troubadour Golf and Field Club is a private community on 860 acres featuring 369 residences, a Tom Fazio 18-hole championship golf course, a Homestead with...

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Coast Highway 101
ENCINITAS, CA

ABP Capital assembled and purchased three adjacent lots on Coast Highway 101 in downtown Encinitas, California. ABP plans to develop the property into a new two-story office building with two levels o...

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Inland Empire Industrial Portfolio
Inland Empire, CA

ABP Capital and its affiliates have constructed and managed over 100,000 square feet of Class A industrial throughout the Inland Empire.

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Orange County Airport Industrial Park
Costa Mesa, CA 92626

Purchased in 1979 and 1990, respectively, The Airway Buildings were initially used to accommodate aircraft antenna engineering and manufacturing company, and were used for the engineering and manufact...

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Second Street Mixed Use
Downtown Encinitas, CA

ABP Capital acquired a redevelopment site located on a prominent corner in Encinitas, CA. The lot spans almost a quarter-acre and will be redeveloped with an approximately 8,900 square foot mixed-use ...

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G Street Encinitas Apartments
Encinitas, CA

ABP Capital acquired a two lot development site in July 2018 in the city of Encinitas. The lot had four existing rental units on the property which were demolished and redeveloped with four attached t...

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Nashville C3Bank Headquarters
Nashville, TN

C3 Bank, a California-based boutique financial institution, is bringing its unique blend of business and retail banking to Nashville with its first location outside of California.

The 6,140-squ...

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Banking

The Founders of ABP Capital are also sole shareholders of C3bank. In addition, ABP Capital provides senior financing as well as subordinate debt financing for banks and bank holding companies looking for creative ways to raise fresh capital.

C3bank

C3bank offers a complete range of online and branch-based personal and business banking services. Since the 2014 investment by the ABP founders, the bank has invested in an operating platform to create efficiencies and enhanced customer offerings, which has contributed significantly to loan and depositor growth. The investment also influenced the development of a customer-oriented culture and an increased ability to meet clients’ needs through greater customer understanding, more direct access to management and immediate responses from the banking team on pertinent issues. The success achieved as a result of the investment, combined with excellent asset quality and a strong capital position, positioned the bank to build its banking franchise and create a solid banking partnership with customers, ensuring they can “focus on their business, not their banking.”

 

For more information, visit the C3bank Website>>

Investments

ABP Capital’s collaborative culture is the key to success in our private equity and investment relationships. While ABP takes a creative and flexible approach to private equity investment, the team also understands that financial transactions must be rooted in sound fundamentals. As such, ABP takes into account the necessary capital requirements and leverages the team’s in-depth knowledge of a variety of industries to create deals, conduct effective due diligence, close transactions in a timely manner and turn opportunities into growth.

ABP Capital is the lead investor in Vuori, with Michael Persall sitting on the Board of Directors.

Vuori is a technical clothing company with a West Coast aesthetic that is a natural extension of its home environment where active, conscious and creative people inspire those around them every day. In addition to a thriving ecommerce business and physical stores in Encinitas, Boulder, Del Mar, Bridgehampton, Malibu, Manhattan Beach, Newport Beach, San Francisco, San Jose and Venice Beach, Vuori is sold in most Nordstrom and REI stores.

In October 2021, Vuori announced a $400 million investment from SoftBank Vision Fund 2 at a valuation of $4 billion, marking one of the largest investments in a private apparel company. The investment underscores excitement in the surging brand, known for its performance clothing that is built to move in yet styled for everyday life, as it sets sights on the international market. SoftBank Vision Fund 2 is the second institutional investor to back Vuori, following Norwest Venture Partners who invested in the company in 2019.

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The Blooma platform collects, analyzes, and compiles a complete picture of both assets and borrowers, making loan underwriting faster and smarter. The platform monitors key deal metrics and automates loan auditing to ensure lending portfolios keep performing at optimal efficiency. Loans and metrics are continuously screened according to established ideal lending profile and API connections to real-time market data sources, including crime, environmentals, and other third party data, providing an essential early indication of risk.

Hard Kombucha

Small batch; single estate; certified organic tequila. 100% Agave Azul.

Plant & mineral-based deodorant

ABP provided debt and equity financing to facilitate the group’s nationwide expansion plans.

Urban Plates was created with a simple goal in mind: To use the best ingredients possible to create wholesome, delicious food that’s prepared before guests’ eyes just the way they want it. Urban Plates’ hope is that by making real food prepared by real chefs accessible to everyone in a convenient, comfortable setting we can empower anyone interested in making better food choices to be a bit healthier, happier and hopeful about the future.

Urban Plates is based in San Diego, CA and found throughout the San Diego, Orange County and Los Angeles areas, with additional locations in Northern California and Washington D.C.

In 1981, Mr. Alsenz and Mr. Becker founded Avant Systems, now Trivec Avant Corporation, a premier supplier of advanced antenna systems to the U.S. and NATO governments, as well as commercial integrators and manufacturers. Because of the group’s in-depth antenna knowledge, unparalleled technical support and rapid prototyping capability they have been a first choice for applications requiring the ultimate in antenna solutions. Trivec-Avant’s sale to Cobham in 2011 totaled in excess of $184 million. At the time of sale, Trivec-Avant reported $22.6 million EBITDA.

Mr. Alsenz and Mr. Becker founded Lightning Diversion Systems in 1982. The group has developed several patented and proprietary products that are used to prevent electrical damage to in-flight military, commercial and business aircraft. All products have been tested and are being used worldwide both in military and commercial applications. Lightning Diversion Systems’ quality system is AS9100 compliant.

DefenseStorm was founded in the spirit of collaboration, with an experienced team of executives and technology experts from the financial and security industries working side-by-side to create truly innovative solutions for their customers. Today, this atmosphere of “smart sharing” permeates every facet of the company—from admin to engineer to executive, all of our team members are driven to provide next-level solutions and unparalleled service.

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VitaCup Coffee and Tea Pods offer a strong energy boost and support metabolism. Each single serving pod provides a blend of essential vitamins including B1, B5, B6, B9, B12, D3 and Antioxidants. Pods are designed to be Keurig compatible.

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